[월:] 2025년 04월

Nubank, a leading digital lender, reported an 87% profit increase to $610 million but saw shares drop due to missed revenue expectations. With over 114 million customers, Nubank plans expansion into the U.S. by 2025, focusing on low-interest rates and inclusive services. Shift4 Payments also aims for growth after recent successes, while broader market gains followed a Federal Reserve interest rate cut. Nubank’s potential in Southeast Asia could reshape digital banking.

The semiconductor industry is undergoing major changes, with Pat Gelsinger joining Playground Global and leading xLight in advanced laser technology. SoftBank is acquiring Ampere Computing for $6.5 billion to strengthen AI-driven capabilities. Intel appointed Lip-Bu Tan as CEO, signaling a new direction. Over 60 U.S. companies are visiting Vietnam to enhance trade ties. Market reactions show positive trends, particularly for tech stocks like NVIDIA and Intel, amid evolving trade relations and economic conditions.

BYD is set to launch its innovative megawatt fast charging technology, enabling EVs to charge for 400 kilometers in five minutes by April. This boosts BYD’s presence in China’s EV market alongside advancements in autonomous driving. Competitors like Tesla and Nio are adapting strategies amid growing competition, while Nio’s stock rises due to government support. The electric vehicle sector is evolving with an emphasis on technology and safety as key market trends.

U.S. stocks fell due to President Trump’s new tariffs on foreign cars, affecting major automakers like General Motors and Ford. The S&P 500 dropped by 0.33%. Caution remains among investors despite a positive GDP outlook. Tariffs could lead to higher car prices and inflation, complicating the auto industry’s future. A temporary exemption eased some investor concerns, boosting stock indices. Investors are closely watching upcoming economic reports for insights into trade policies and market stability.

Palantir Technologies has gained significant investor interest with a nearly 400% stock increase over the past year, driven by AI analytics demand. However, experts express concerns about its overvaluation and competitive pressures, with projected 2024 revenue growth under 10%. Despite challenges, Palantir forecasts strong 2025 revenue, buoyed by government contracts. Investors are advised to weigh risks against potential rewards in this evolving landscape.