[일:] 2025년 04월 08일

Robinhood has launched Robinhood Banking, offering checking and savings accounts with a 4% APY for Gold members, backed by Coastal Community Bank. They also introduced Robinhood Cortex, an AI tool for real-time market insights. Additionally, Robinhood settled for $29.75 million over compliance issues. CEO Vlad Tenev advocates for blockchain to democratize investing. Despite innovation, the company’s shares declined amid regulatory challenges and market volatility.

SoFi Technologies has recently gained attention in the stock market, reporting its first quarterly profit since going public in 2021. The company is projected to generate significant annual net income in 2024, supported by its banking license and expansion plans. Despite challenges in the tech sector, SoFi’s stock surged 77% in 2023, showcasing its resilience and potential for sustained growth amidst market volatility.

The recent rise in long-term treasury bond yields indicates investor anticipation of higher interest rates. This shift may impact the stock market by increasing borrowing costs, potentially slowing economic growth. Investors are advised to consider diversifying their portfolios to include treasury bonds for stability in a fluctuating market. Understanding the bond-stock relationship is crucial for navigating future investment strategies.

Berkshire Hathaway recently invested $1.24 billion in Constellation Brands, leading to a 6% stock price increase. The firm also reduced stakes in Citigroup and Bank of America while maintaining its Apple holdings. The Federal Reserve’s steady interest rates caused market uncertainty, although the Dow rose due to financial stock rallies. Despite Berkshire’s underwhelming third-quarter earnings, the firm remains cautious about overvalued markets while observing potential investment opportunities in small-cap stocks and AI technologies.

BlackRock and the SEC are considering a transition to physical asset redemption for Bitcoin and Ethereum ETFs, enhancing liquidity and reducing costs. Meanwhile, Nasdaq and NYSE are moving toward 24-hour trading to align with cryptocurrency markets. A recent Web3 event in Malaysia highlighted global interest in AI-driven trading and innovations in the sector. These trends suggest a growing legitimacy and participation in cryptocurrencies as a viable asset class.